When September arrives and the leaves start to turn, the kiddos return to school and best of all the holiday season begins. I like to take my holidays one at a time. I will avoid stores that start playing Christmas music in September. Granted the retailers have to maximize sales. At the same time, we all know that Christmas is December 25 every year. Do we really need to hear “Jingle Bells”  in September to know Christmas is coming? Continue reading →